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Nissan Selections

Nissan Preferences

Here's how it works:

  1. We will guarantee what the value of your car will be at the end of the agreement, known as the Optional Final Payment. Your dealer will calculate the Optional Final Payment at the beginning of your agreement.
  2. The amount you pay is calculated as follows - the price of your new Nissan, minus your deposit and Optional Final Payment, plus any interest and fees. This makes driving your new car even more affordable.
  3. Lower fixed monthly payments will help you stick to your monthly budget or could even mean that you are able to upgrade to a higher specification car.

 

At the end of your agreement, you're free to choose from one of the following options:

Preference 1: Change you car for a new Nissan

Part-exchange your car at any authorised dealership where your dealer will value your car. If your car is worth more than the Optional Final Payment, you can use the difference as a deposit for your next new Nissan.

Preference 2: Keep the car

You may prefer to keep the car. To do this, simply pay the Optional Final Payment as outlined in your agreement. Nissan Finance can even help you finance this value if needed.

Preference 3: Give the car back

If you want you can simply hand the car back to Nissan Finance with nothing more to pay (subject to mileage and condition). Excess mileage charge applies.

 

Nissan Hire-Purchase

Hire Purchase is the traditional way to finance your car. Simply choose the deposit amount you wish to pay and the length of the repayment period. Here's how it works:

  1. During the repayment period, the amount you borrow plus the interest are repaid by fixed monthly payments. The interest charged is calculated at the beginning and is fixed for the length of the agreement.
  2. The interest charged will remain unaffected by any future changes in interest rates, allowing you to plan your budget with confidence.
  3. At the end of the agreement, subject to payment of a nominal Option to Purchase fee, you take outright ownership of the car.

 

Nissan Contract Hire

This straightforward finance package is designed to give you peace of mind. With fixed monthly rentals and no disposal risk (subject to mileage and condition), it removes financial uncertainty and the administrative burden, so you can concentrate on running your business.

Benefits Include:

  • Fixed monthly rentals for ease of budgeting
  • Low monthly rentals – our purchasing power means volume savings are passed to our customers
  • Full maintenance package available
  • 50% VAT reclaimable on cars
  • 100% VAT reclaimable on LCV's
  • Low initial payment, typically 3 rentals in advance, helps cashflow
  • No depreciation risk
  • Vehicle disposed of on your behalf

Here's how it works:

  1. You pay a number of rentals in advance (typically 3) followed by a fixed number of monthly payments over an agreed contract period.
  2. At the end of the term, simply hand back the vehicle with nothing to pay (subject to mileage and condition).

 

Nissan Lease Purchase

Lease Purchase enables you to pay a deposit to suit your budget, then repay the remaining balance over an agreed period. After the contract is finished, you take ownership of the vehicle. Monthly payments can be reduced by deferring a proportion of the balance by making a 'balloon' payment at the end of the agreement. Benefits include:

  • Fixed monthly rentals for ease of budgeting
  • Monthly payments are not subject to VAT
  • No mileage restrictions
  • Option to include a deferred sum / final 'balloon' payment to keep monthly payments low
  • Taxation benefit from writing down allowance
  • LCV's acquired on Lease Purchase are eligible for the Annual Investment Allowance
  • LCV's acquired on Lease Purchase are required to pay VAT upfront as a lump sum

Here's how it works:

  1. You pay an initial deposit followed by a fixed number of
  2. You pay an initial deposit followed by a fixed number of monthly payments over an agreed contract period.
  3. Monthly payments can be reduced by making a 'balloon' payment at the end of the agreement.
  4. At the end of the agreement, subject to payment of a nominal Option to Purchase fee, you take outright ownership of the car.

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