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At Vospers, we recognize that costs for vehicle repairs and servicing can be unexpected and generally unwelcome. That's why we're excited to offer BUMPER, an easy solution that allows you to manage the expenses of your servicing, repairs, parts, and accessories, putting you in control.

With BUMPER, you can divide your bill into interest-free segments over 1 to 9 months*, enabling you to pay a portion now and defer the remainder for later.

Start today by securing a pre-approved Bumper balance, ready to use any time you come to our dealership for servicing, repairs, parts, or accessories.​


File:Eo circle green checkmark.svg - Wikimedia CommonsYou are in control.

You can ay for what you need on a timeline that suits you.

File:Eo circle green checkmark.svg - Wikimedia Commons0% interest.

No interest or hidden fees throughout term length.

File:Eo circle green checkmark.svg - Wikimedia CommonsQuick & easy.

Complete your application in few minutes.

File:Eo circle green checkmark.svg - Wikimedia CommonsYour needs covered.

Use your Bumper balance for servicing, MOTs, tyres, repairs, parts and accessories.

File:Eo circle green checkmark.svg - Wikimedia CommonsWorry-free application.

Only a soft credit check required.

File:Eo circle green checkmark.svg - Wikimedia CommonsFast response time.

It takes less than 5 seconds to calculate your Bumper Balance.


The calculator is illustrative, so play around to get an idea of how much each repayment could be.

We don’t need to know how much you will need right now. When you have your final bill, you’ll be able to configure your exact repayment schedule there and then.

Frequently Asked Questions

What happens if I can't pay on time?
We understand sometimes things can go wrong and we are here to help you. If we are unable to collect a payment on the scheduled date, we will reattempt your payment within 7 days. We will also attempt to contact you to discuss your situation. We will only charge a late payment fee if you have not paid us within 7 days of the repayment date and we cannot agree a reasonable repayment plan with you. The late payment fee will be £20, unless your loan is under £200 in which case the fee will be 10% of your loan amount. We will also charge a reasonable fee if we need to instruct a third-party debt collection agency to assist us in collecting your loan. This step will only be taken if your loan is three payments in arrears and we cannot agree a reasonable repayment plan with you. If you think you are experiencing financial difficulties and are worried you are at risk of missing any of your payments, please contact us, and we'll do our best to help you.

Can I repay early, without penalty?
Yes you can. Contact Bumper by one of the following methods to discuss your repayment:

Phone: 0800 6120946

Do you perform a credit check?
Yes, we perform a soft credit check when you apply for a Credit Limit. This will not affect your credit score. We’re obligated to make regular reports about the status of agreed payment plans. Therefore, these plans will show in your report. This can help to build your credit score as long as you are up to date with your payments.

Terms and Conditions

All offers and credit subject to status, terms and conditions. Please ask a member of the service staff for details or visit for more information.

PayLater is an unregulated credit agreement provided by Bumper International Limited. We do not charge a set-up fee or interest. Late payment fees will apply. Borrowing more than you can afford, paying late or missing payments may impact your credit score and your ability to borrow in the future. Subject to status, 18+, UK residents only. T&Cs apply.