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All Ford Credit options available to our domestic customers at Vospers Ford are available to our business customers as well. These solutions include Ford Acquire, Ford Options, Ford Options Cash Plan and Ford Contract Hire. All of which could be beneficial to your business. Click the images below to learn more about your desired Ford Finance option.
To get an idea of which plan interests you, you can quickly compare to core features of each plan using the comparison table below as a quick reference guide. If one of the finance plans sounds like the right one for you, or if you would like some more guidance form the Vospers Ford team, feel free to contact your local Vospers and we will be more than happy to assist you in finding the right plan for you.
FORD ACQUIRE | FORD OPTIONS | FORD OPTIONS | FORD CONTRACT HIRE* | |
| Customer Type | Private individuals and business customers. Some business types are excluded from Ford Options and Ford Options Cashplan. | Private individuals and business customers. Some business types are excluded from Ford Options and Ford Options Cashplan. | Private individuals and business customers. Some business types are excluded from Ford Options and Ford Options Cashplan. | Business customers only |
| Option To Own The Vehicle^ | YES | YES | YES | NO |
| Finance Term | 24 to 60 months | 24 & 36 months | 24 & 36 months | 24 to 48 months |
| Typical Advance Rental/Deposit | Zero deposit available | Zero deposit available | Advance payment (see Ford Options Cashplan page ) | Minimum one month's rentalTypically 3 month's rental |
| Fixed Monthly Payments/Rentals | YES | YES | No monthly payments | YES |
| No Responsibility For Vehicle Disposal | NO | NO | NO | YES |
| Flexible End Of Contract Options | Renew/Retain | Renew/Retain/Return | Renew/Retain/Return | Renew/Return |
| Optional Final Payment | NO | YES | YES | NO |
| Optional Maintenance/Service Package | Ask your Ford Dealer | Ask your Ford Dealer | Ask your Ford Dealer | Available at additional cost |
| Road Fund License | Included for the first year | Included for the first year | Included for the first year | Included for the duration of the agreement |
| VAT On Monthly Payments | No VAT on payments but VAT on vehicle may be fully recoverable | No VAT on payments but VAT on vehicle may be fully recoverable | No VAT on payments but VAT on vehicle may be fully recoverable | VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental |
| Taxation (Customers Are Advised To Seek Personal Advice) | Writing down allowances may be available Interest cost may also be offset | Writing down allowances may be available Interest cost may also be offset | Writing down allowances may be available Interest cost may also be offset | Tax allowable rentals |
| Fees | Finance Facility Fee payable with the first monthly payment. Purchase Fee payable with the final payment if you wish to own the vehicle at the end of the agreement. Our fees may vary dependent on marketing promotions available at the time. | Finance Facility Fee payable with the first monthly payment. Purchase Fee payable with the final payment if you wish to own the vehicle at the end of the agreement. Our fees may vary dependent on marketing promotions available at the time. | Finance Facility Fee payable with the first monthly payment. Purchase Fee payable with the final payment if you wish to own the vehicle at the end of the agreement. Our fees may vary dependent on marketing promotions available at the time. | NO |
Ford Credit is a trading style of FCE Bank plc. Registered in England: No 772784. Registered Office: FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.
* Ford Lease is provided by ALD Automotive Ltd, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. ALD Automotive Ltd is registered in England no. 987418. Finance subject to status. Guarantees and indemnities may be required. ALD Automotive Ltd and FCE Bank plc are authorised and regulated by the Financial Conduct Authority. FCE Bank plc act as an insurance intermediary in relation to Ford Insure.
The availability of tax and VAT benefits may vary subject to the facts and circumstances of individual cases and tax law is subject to change over time. Customers are therefore advised to seek professional advice with regard to taxation.
