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At Vospers Ford we know everyone’s circumstances are different, that’s why we are dedicated to helping you find your new Ford with a finance plan that’s suited to you. Whether you're financing a car, van, or pickup, or you plan to use your vehicle for business or pleasure, there are a whole host of finance plans available to you. Our plans for personal vehicles include Ford Options, Ford Acquire, Ford Options Cash Plan and Ford Personal Contract Hire. There are several other options for Ford commercial vehicles including but not limited to, Ford Contract Hire and Ford Lease Hire.
If you are unsure which finance option is the right one for you, feel free to contact us and a member of our Vospers Ford team will be more than happy to help find the right finance solution for you. Alternatively browse the options below to learn more.
Manage your account online here.
Request a settlement figure, make a payment to your account or notify us of a change of details.
Choose your vehicle, deposit, agreement term and anticipated annual mileage. Your monthly repayments reflect the vehicle price, deposit and optional final payment, together with applicable interest and fees.
At the end, you can return the car, exchange it, or pay the optional final payment and purchase fee to keep it.
Deferring part of the cost can make monthly repayments lower than an equivalent HP agreement. Flexible end-of-agreement choices also let you decide whether to renew, return, or retain the vehicle.
Consider your deposit, expected mileage, agreement length and the optional final payment. Returning the vehicle may incur charges if it exceeds the agreed mileage or condition standards.
Review the total amount payable, not only the monthly figure, and ensure repayments remain comfortable throughout the agreement.
Yes. Ask your finance provider for a settlement figure showing the amount required. This will usually account for the outstanding balance, including the optional final payment, and any applicable interest rebate or charges.
After paying an initial deposit, you repay the remaining balance and interest via fixed monthly instalments. The finance provider owns the vehicle until you complete every required payment.
HP provides predictable monthly repayments and a clear route to ownership, without a large optional final payment. It may also suit drivers who expect to cover higher mileages.
Monthly repayments are typically higher than PCP because you’re repaying more of the vehicle’s cost during the agreement. Consider the deposit, term, interest rate and total amount payable.
Yes. Contact your finance provider for an early-settlement figure. Paying this amount clears the outstanding agreement and may reduce the interest you would otherwise pay, although applicable charges should be checked first.
Choose your deposit and repayment period, then make fixed monthly payments covering the borrowed amount and interest. After completing every required repayment, you own the vehicle outright.
PMLs offer straightforward budgeting, predictable repayments and no optional final payment. Without contracted mileage limits, they can also provide greater freedom for drivers covering variable distances.
Assess the deposit, interest rate, repayment term and total amount payable. A longer term may reduce monthly costs but could increase the overall interest paid and extend the period of indebtedness.
Yes. Request a settlement figure from your finance provider before making payment. The amount will reflect the remaining balance and any interest rebate or charges permitted under your agreement.
Contact our customer service team today who will be delighted to help
Vospers Motor House Ltd t/a Vospers
Reg Office: Marsh Mills, Plymouth, Devon PL6 8AY
Reg Company No. 00496634
Reg VAT No. 144 1479 74 GB
Vospers is a family-run motor dealer group based in the South West of England that has been serving generations of customers since 1946. Vospers offers new and used car, van, and pick-up as well as aftersales care across Devon and Cornwall with dealerships located in Exeter, Torbay, Plymouth, St Austell, and Truro. Vospers represents a number of top manufacturer franchises, including: Ford, Peugeot, OMODA, JAECOO, MG and Vauxhall. Vospers means motoring in the South West. Read More
