What is Ford Options Commercial Vehicle Finance?

A type of hire purchase (sometimes called Personal Contract Purchase) where your monthly payment is lower when compared to a Ford Acquire agreement of the same length and deposit.

Take a look at the video below to see how Ford Options works.

How It Works


  • This is deducted from the price of the commercial vehicle

Monthly Payments:

  • Calculated by deducting the Deposit and Optional Final payment from the price of the commercial vehicle. The balance, plus any interest and fees is then split into equal monthly payments depending on the length of your agreement.

Optional Final Payment:

  • also deducted from the price of the commercial vehicle and is due at the end of your agreement. It is the anticipated future value of your commercial vehicle assuming its mileage and condition is as agreed when you signed your agreement.
Ford Options - How It Works

I'm interested. What's next?

Once you have chosen the vehicle you want to buy then you will need to make a few decisions about your:

  • Agreement length – choose from 24, 36 or 48 months
  • Anticipated annual mileage
  • The amount of the deposit you wish to pay (Maximum deposit of 35%)

VAT registered commercial vehicle customers must pay the VAT amount in full with the deposit.

Current Ford Credit Customer?

Manage your account online here.

Request a settlement figure, make a payment to your account or notify us of a change of details.

GO TO FORD.co.uk